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Underinsured Motorist Claims in Coral Springs
Coral Springs Car Accident Attorney – Call (954) 522-9322
Being in a car accident can place a considerable physical, emotional, and financial burden on you and your family – especially if the other driver does not carry sufficient auto insurance coverage to cover your losses. Who will pay for your medical bills and repair costs? Where do you even begin to look for assistance? At the Law Offices of Jason S. Goodman, P.A., our Coral Springs car accident lawyer can help you file an underinsured motorist claim with your insurance and fight for full compensation on your behalf. Backed by more than 25 years of experience, we can effectively negotiate with your insurance company and maximize your chances of receiving the financial recovery you deserve.
Injured? Discuss your case with us for free today.
How Does Underinsured Motorist Coverage Work?
Like most states, Florida requires that all drivers purchase automobile insurance. The minimum requirement for all vehicles with four or more wheels is $10,000 in personal injury protection (PIP) and $10,000 in property damage liability (PDL). Since a single day in the emergency room can cost upwards of $15,000, these minimums are oftentimes grossly insufficient to cover the resulting damages from a crash. To compensate for this gap in coverage, drivers are highly encouraged to purchase supplementary underinsured motorist (UIM) coverage. This additional insurance covers any of your losses that may remain after your PIP coverage and the other driver’s insurance coverage have been exhausted, up to a certain limit.
UIM insurance can help pay you for:
- Medical bills
- Lost wages
- Pain and suffering
- Rehabilitation costs
Unlike a collision with a completely uninsured motorist, it will usually take time to determine if the extent of your claim fits within the limits of the at-fault driver’s coverage. If the other driver only carries the state minimum liability coverage, it is highly likely that you will need to file an additional underinsured motorist claim. As soon as you learn that the other driver is underinsured, it is imperative you take action immediately to ensure you meet all relevant deadlines. An attorney from our firm can review the circumstances surrounding your crash and implement a legal strategy that ensures your rights are protected during this time.
Compassionate Counsel When You Need it Most
While insurance companies may present an outward appearance of being on your side, the truth of the matter is that insurance companies are still businesses with profits to guard and shareholders to please. At the Law Offices of Jason S. Goodman, P.A., our knowledgeable Coral Springs personal injury attorney can provide the aggressive advocacy you need to ensure your best interests are protected, allowing you to achieve much-needed peace of mind during this uncertain time. Having recovered hundreds of thousands on behalf of past clients, we know what it takes to get the results you need.
Get in touch with our office today to get started towards pursuing the compensation you deserve.