Does My Own Automobile Insurance Cover Me for Accidents When I am on My Bicycle?
When you’re on your bicycle and you have an accident and you are injured as a result of somebody else’s negligence, your own auto carrier, your auto insurance carrier, will cover you for medical expenses related to that accident, assuming you’re involved in an accident with another motor vehicle. That will include your personal injury protection PIP benefits which will cover you up to $10,000 of medical benefits to cover your bills associated with the accident, and will also cover you for your lost wages.
